About Us | Independent Annuity Brokerage | Straight Forward Annuities

About Us

Built for the Retiree Who Deserves a Straight Answer

Independent. Transparent. Licensed in all 50 states. No preferred carriers, no hidden agendas.

Our Mission

Independent. Transparent. On your side.

The annuity industry has a reputation for complexity and hidden agendas. Products are difficult to compare. Commissions are rarely disclosed. Many agents recommend what pays them the most rather than what fits the client best.

Straight Forward Annuities was built as a direct response to that problem. We represent 50+ A-rated carriers and have no preferred carrier relationship. Every recommendation is based solely on what fits your situation.

We disclose our commission on every product we recommend. We tell you when an annuity is not the right answer. We treat your retirement savings with the seriousness they deserve.

Independent

We represent 50+ carriers. No exclusive relationships, no preferred products. You see the full market.

Transparent

We disclose our commission on every product recommendation before you make any decision. Ask us on any call — we tell you immediately.

Honest

If an annuity is not the right tool for your situation, we tell you that directly. Our business depends on trust, not on closing every deal.

Licensed

All recommendations made by licensed insurance professionals, licensed in all 50 states. License numbers available upon request.

How It Works

Simple from start to finish

Tell us your goals

Fill out our short form. Your timeline, premium, income needs, state. 2 minutes.

We shop 50+ carriers

A licensed specialist pulls current rates for your specific situation from every relevant carrier.

Review side by side

Clear comparison with rates, features, ratings, and our honest assessment. Commission disclosed on every option.

Apply in minutes

We handle all paperwork electronically. Most annuities fund within 5–10 business days.

Client Feedback

What our clients say

★★★★★

"I had been sitting in a CD at 4.1% for two years. They found me a 5-year MYGA at 6.30% from an A+ carrier in 15 minutes. No pressure, clear explanation, better rate."

Margaret T.

Age 64 · Ohio

★★★★★

"Rolling my 401k was something I'd been dreading for months. They walked me through the direct rollover step by step and made sure I didn't trigger any unexpected taxes."

Robert K.

Age 67 · Florida

★★★★★

"They actually told me to keep part of my savings liquid and not put everything in one place. That kind of straight advice is rare in this industry."

Carol B.

Age 71 · Texas

Get in Touch

Free rate comparison, policy review, or just a question.

📞 (800) 555-1234

✉️ hello@straightforwardannuities.com

🕐 Mon–Fri 9am–6pm ET